Well we got ahold of the mortgage broker and got that ball rolling. I went and talked to her and we are doing a bit of credit repair, tho it isn't much it will bring out score up a lot and lower the amount that we will have to spend in the long run, so that is totally worth it to me.
So right now we are basically in a holding pattern. She did tell us that if we found a house we really wanted to put an offer in on, that we could do a long purchase agreement to push it til after the next month or two was up and things were where we needed them to be. Which it is huge since its the difference of 5.5% interest and 2-3000 in closing costs or 6.5% and 5000 in closing costs, so we shall wait it out.
So in the mean time we are looking around, I am going to call the realitor tomorrow and see about looking at a couple more houses and see what we think of those and keep looking, I really hope we can find that PERFECT house, I don't want to have to do this again!
So keep us in your thoughts and we shall make this work!
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